Free · No Credit Impact · No Obligation

Solar Costs and Loans Made Easy—Compare, Choose, Borrow

Answer a few quick questions and we'll match you with solar lenders available in your area. Takes under 2 minutes.

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SOLAR FINANCING

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100% free for homeowners
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How It Works

Three steps to solar clarity.

01

Answer a few questions

Tell us about your property, electric bill, and credit range. Takes under 2 minutes and requires no personal financial documents.

02

We find your matches

We instantly connect your profile to solar lenders available in your area — from Mosaic and GreenSky to LightStream and Sunlight Financial.

03

Compare and choose

A licensed partner contacts you with real loan offers. You compare, ask questions, and decide. No pressure, no obligation.

The Case for Solar

The numbers make the case.

$25K–$35K

Average system cost

A typical 10–12 kW residential system before incentives — and monthly loan payments often come in below your current electric bill.

+30%

Electricity rates rising

US residential rates have risen ~30% over 5 years. Locking in a solar loan payment today is protection against future hikes.

$40K+

25-year savings potential

The average homeowner who goes solar saves $40,000+ over 25 years vs. continuing to pay their utility. High-rate states save significantly more.

54%

Solar leads US power growth

Solar accounted for 54% of all new US electricity-generating capacity added in 2025 — the fifth consecutive year as the top power source.

FAQ

Common questions about solar financing.

Most solar lenders require a minimum 640 credit score. Mosaic and Sunlight Financial start at 640; GreenSky requires 680+; LightStream requires 660+. If your score is below 640, a co-signer or PACE financing may be an option — both are available through our lender network.

The Section 25D residential ITC for customer-owned systems (loans and cash purchases) expired at the end of 2025 under the One Big Beautiful Bill Act. However, third-party owned systems — leases and PPAs — retain ITC eligibility. We connect you with lenders and installers offering both loan and TPO options.

Yes. Most solar loans require $0 down — the system is financed 100%. Leases and PPAs are also $0 down and include maintenance. We'll show you which option makes the most financial sense for your situation.

The form on this page takes under 2 minutes to complete. Once submitted, a licensed partner will typically reach out within a few hours to discuss your options and can often provide a financing decision within 1 business day.

100% free for homeowners — always. We are paid by lenders when we make a successful connection. We are not affiliated with any specific lender or installer.

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